Bonds, Home Loans, Switches and Further Loans

Absa Bank Home Loans?

The Absa Home Loan was developed to assist in the financing of residential properties. Residential properties can be financed over a maximum of 30 years (although the general term is 20 years), and vacant land financed over a maximum of 15 years.

Absa boasts a number of products and solutions that together are able to tailor your home loan package to suite your requirements. This unique approach to home loan financing is available to anyone wishing to own his or her own home. Absa Home Loans can finance individual or joint residential property purchases together with the options and value-adds.

Note A minimum monthly income of R3, 500-00 is required when applying for a home loan. The monthly repayments may not exceed 30% of the total monthly income (individual or joint).

Features

Absa Home Loans can be contacted through any Absa branch (link to branch locator), the Home Loan Contact centre or through an Estate Agent or Mortgage originator.
A number of interest options are available to suit monthly repayment requirements.
Bonds of up to 50% more than the value of your property may be registered.
You can have electronic access to your home loan via Absa Internet banking.
Various home ownership Options and Value-adds can be linked to your Absa Home Loan.

Home Loan Products

First Time Home Loan

Absa's tailor-made solution for the 1st time homebuyer. You can get a loan of up to 108% - the additional 8% to cover the transfer and registration costs.Save money in interest by paying of the cost portion of the loan over a shorter period.

My Home

Absa's MyHome is a home loan package structured for home buyers who earn a single or joint monthly income of R6, 000 or less.

Building Loan

Loan for customers wishing to purchase a vacant stand and to build the house of their dreams!

Home Loan Features

Absa's Home Loan options and value-adds can be combined to structure the perfect home loan solution for every individual.

Home Loan Value Adds

Absa boasts a number of value-adding products and services, which will assist in creating the perfect home loan solution for you.

For more Information Visit the Absa Bank website.

Absa Bank Home Loans

Just give us a call on 0861 115024 - Ext 105 or Fill in our application form and apply online !

Discounted Bond Registration

Plus If you make use of our selected transfer attorneys, they will offer you 40% discount on the bond registration costs and their fee on the property transfer.

Bond Information

Dial Direct Insurance

News & Articles

Transfer Costs

Types of Bonds

Our Lenders

banks