Bonds, Home Loans, Switches and Further Loans

FNB - First National Bank Home Loan?

FNB have a variety of Home Loan options ranging from the First Time Buyer to Switches and Further Loans!

Products

Traditional Home Loan!

Take out this loan when buying an existing residential property.

BondPlus

This lets you borrow 100% of the purchase price of your house plus 8% more to cover additional costs associated with buying a house.

Future Use

This enables you to register a bond greater than the home loan amount you require, creating an extra amount that may be accessed at a later stage.

Building Bond

You can apply for a building bond if you are intending to build a home. Once the building is completed, your bond will revert to a normal home loan.

Foreign Choice

This allows a foreigner or a South African resident working in another country to purchase a property in South Africa.

Flexible Options

FlexiBond

You get access to surplus home loan funds 24 hours a day, 7 days a week. Surplus funds include any prepayments, as well as a percentage of capital you have already repaid on your home loan up to a pre-determined limit.

Pre-Paid Finance

Withdraw any additional money that you have paid into your home loan account.

Repayment Choice

Increase your monthly instalment and save on interest. This also allows for you to pay off your home in a shorter period of time.

Re-Advance

This gives you access to the funds that make up the difference between your original registered home loan and the outstanding balance.

Further Bond

Obtain funds by registering an additional amount over and above your original registered bond amount.

Maternity Choice

Temporarily reduce your home loan repayments just before or after the birth of your baby.

Maternity Choice

Temporarily reduce your home loan repayments just before or after the birth of your baby.

Education Choice

Use your home loan to finance education at SAQA-registered institutions. You are able to borrow up to 8% above the value of your registered home loan.

For more Information Visit the FNB website.

First National Bank Home Loans

Just give us a call on 0861 115024 - Ext 105 or Fill in our application form and apply online !

Discounted Bond Registration

Plus If you make use of our selected transfer attorneys, they will offer you 40% discount on the bond registration costs and their fee on the property transfer.

Bond Information

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News & Articles

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Types of Bonds

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